Business Insurance

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0330 606 2500

Why choose A+ for your Business Insurance

With the energy, care, time, attention and resources you’ve put in, insurance for your business, however large or small it may be, will be a top priority. At A+ Insurance we understand that your requirements are completely unique, and that the range of business insurances on offer can be confusing. So to help you decide our experienced and knowledgeable advisors are on hand to obtain the right quote, and ultimately the right cover, for your business.

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Get in touch ....

Call us now on 0330 606 2500. It’s Thursday and we're open at 9:00am and close at 6:00pm tonight

You can chat online to one of our advisors from 9:30am to 5:30pm Monday to Friday.
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Send us an email via our online contact form and one of our UK advisors will get back to you within 24 business hours

Write to us at Unit 16 Sovereign Park, Cleveland Way, Hemel Hempstead, Herts, HP2 7DA, if you're visiting us view our map

You can ask us a question, during office hours, by tweeting our dedicated customer service account @askaplus

What our customers say


of our customers, when we surveyed them, said their call was answered within a reasonable time1.

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A+ Business Insurance Core Cover

Public Liability

Public liability insurance covers the cost of injury to a third party or their property on your premises, or as a result of your business operation.

Employers' Liability

Protect employees and a business in the event of someone being injured or becoming ill as a result of their work. All UK-based employers are legally required to have employers' liability insurance.

Professional Indemnity

A form of insurance that helps protect professional advice and service providing individuals and companies from bearing the full cost of defending any negligence claim made by a client.

Arranging suitable cover for your business

We can arrange cover for shops, commercial properties, pubs, restaurants, tradesman, care homes, business equipment, film production, offices and much more.

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A+ Business Insurance In Detail

The Small Print

A+ Insurance are an independent broker and as such work have access to a number insurers and underwriters across the whole market. When a quotation is offered other schemes, insurers and products may be quoted because we will be looking for the best cover to suit your particular needs. Your adviser will offer full details on each. A+ Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 308675. Unit 16 Sovereign Park, Cleveland Way, Hemel Hempstead, Hertfordshire, HP2 7DA; Tel 01442 347800. Registered in England No. 02657979

Calls to 0330 numbers are free using any inclusive landline or mobile calling allowance, else charged at local rate. All calls are recorded and monitored for training purposes.

Business Insurance Your Questions

You can find the answers to our most frequently asked questions below. These answers relate to A+ Business Insurance and therefore may not apply to all the insurers and underwriters we work with.

How are business insurance premiums calculated?

In order to calculate an accurate premium the below is required as a minimum :

  • Location of your business
  • Business entity description
  • Number of years business established
  • Size of your business
  • Description of the type of work you undertake
  • Levels of cover required
  • How long you've been in business
  • Details of any previous claims made

Does business insurance cover tools, business equipment and stock?

Cover can be provided for tools, equipment and stock. You will need to consider business requirements, the value of your equipment or stock and whether you might need new-for-old cover in the event of items getting damaged, lost or stolen.

What's business interruption cover?

Business interruption insurance provides cover if you lose money as a result of not being able to trade. This could be due to stock or equipment being stolen, damaged or destroyed. It also covers any additional costs you have to pay out to get your business back up and running.

Is business insurance a legal requirement?

Employers' liability insurance is the only aspect of business insurance that's a legal requirement.

What is Cyber Insurance?

Cyber insurance covers the losses relating to damage to, or loss of information from, IT systems and networks.

New : Store all your important renewals dates using our free renewal reminder app

1. Statistics correct as of 1st September 2016 based upon the responses of 129 customers. * £16.64 price quoted is based on insuring a bicycle valued up to £200.00, with documents delivered instantly by email and paying annually by debit or credit card.